Non-QM lending reached $239 billion in 2025, roughly 10% of all U.S. mortgage originations by dollar volume, according to a Griffin Funding analysis of Polygon Research’s loan-level HMDA data. A separate measure from Optimal Blue shows the trend continuing, with non-QM surpassing 10% of monthly rate-lock volume in July 2026. That growth continued through
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Scroll through social media or turn on the news, and you’ll see a story about a landlord being charged for negligence. You might even know someone who calls their landlord a “slumlord,” whether jokingly or not. The “slumlord” label isn’t an official legal accusation, but a landlord who has crossed into this territory may
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Many boaters appreciate bowriders for their versatility. With open bow seating, spacious cockpits and layouts designed for everything from watersports to leisurely cruising, they appeal to a wide range of boating enthusiasts. But when you start shopping, the options can feel overwhelming. Hull designs, engine configurations, seating arrangements, premium tech packages — the choices
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For college students, spring and summer break can feel far away when the fall semester begins. But for Gen Z travelers trying to coordinate school schedules, friends, budgets, and an international trip, starting the planning process early can make everything much easier to organize. College spring break and summer break dates vary widely by
Continue ReadingBy Tierney Sneed, CNN (CNN) — At this point more than two months before the midterm elections, Democrats retaking control of Congress and its subpoena power is far from certain. But President Donald Trump is already laying down legal markers for how he’ll fight any attempt by lawmakers to investigate him. In a Justice Department
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Today, homeowners have more financial opportunities than ever before. Rising property values are creating a powerful source—home equity. Tapping into that value, you’re likely to find two options—a home equity loan and a home equity line of credit (HELOC). You can use both to borrow against your home, but they work in different ways.
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Most employers know their hourly workers aren’t heads-down every minute of their shift. However, time-card discrepancies and adjusted hours have a way of quietly adding up. An OnTheClock survey of more than 830 hourly workers puts numbers on just how common these habits actually are. The survey found that 1 in 4 have clocked
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Blood work used to start with a doctor’s order, usually to diagnose or monitor disease. But people are increasingly using blood work to ask proactive questions like: How healthy am I? Is something beginning to change? Could I feel or function better? In a recent national survey of 1,000 U.S. patients who had undergone
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At 30 employees, one person handling QuickBooks worked fine for the accounts payable department. But at 150, that same setup becomes a month-end bottleneck. Invoices pile up in a shared inbox. Approvals live in Slack threads that nobody can reconstruct. Your auditor asks about the separation of duties, and you’re piecing together an answer
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Many people in the U.S. believe airplane etiquette has gone downhill, and they mostly blame fellow passengers for the drop in civility. It’s just one of the fascinating findings from a new survey by YouGov, commissioned by The Points Guy, on everything travel. If you’ve paid any attention to social media, you know passenger
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