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Experts say climate change is impacting home insurance: Do homeowners see it?

Experts say climate change is impacting home insurance: Do homeowners see it?

By Tonya Sisler for Insurance.com The majority of homeowners either don’t think climate change is behind increased homeowners insurance rates, or aren’t sure if there’s a connection, according to the 2026 Insurance and Climate Change survey conducted by Insurance.com. The survey found that 43% believe climate change is impacting the home insurance market, while 32%

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Why so many Americans drive without insurance

Why so many Americans drive without insurance

Roughly 15% of U.S. drivers — approximately one in seven — were operating vehicles without valid auto insurance as of 2025, according to a study by the Insurance Research Council (IRC). This figure reflects a steady rise from pre-pandemic levels in 2020, a trend researchers have linked primarily to escalating premium costs that have strained household budgets across income

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How insurance claims work for storm-damaged properties

How insurance claims work for storm-damaged properties

When a severe storm strikes, property owners face two immediate challenges: the physical damage itself and the complex administrative process that follows. Although it can be challenging, understanding how insurance claims work for storm-damaged properties could help you protect your financial interests during the recovery phase.  Storm damage continues to escalate across the United States,

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