The Russell 2000 is a stock index that tracks about 2,000 small-capitalization U.S. companies, made up of the smallest 2,000 names in the broader Russell 3000 Index. It’s the benchmark traders reach for when they want a read on smaller domestic businesses rather than the multinationals that dominate the large-cap indices. Three futures contracts track
Continue ReadingFewer than 2 million American households rank among the top 1% of earners. When examined by state, the income needed to join this group varies dramatically. In some places, households can enter the top 1% at income levels that fall well below the threshold elsewhere, reflecting an uneven landscape of wages and wealth. SmartAsset analyzed
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Raising a child now costs more than $40,000 per year in some U.S. cities, forcing many families to look for ways to manage the rising costs of parenthood. One major decision is whether both parents will remain in the workforce or one will step away to provide care at home. Because that choice reshapes both
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Staying warm might cost more this year. With the cost of energy rising, households may need to set aside more for heating as temperatures drop. NEADA estimates overall winter heating costs will rise 8.7% this year, more than double the rate of inflation, bringing the average household heating costs to about $1,030 over the coldest four months
Continue ReadingQuick answer: Most credit scores range from 300 to 850. Payment history and the amount of debt you carry make up the two biggest pieces of your score in most scoring models, followed by the length of your credit history, your credit mix, and how much new credit you’ve recently applied for. Your credit score
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Most people already have plenty on their to-do list and don’t relish spending precious time managing their money. So, using a banking system that takes care of routine transactions in the background can be a big time-saver. Using digital banking automation for repetitive financial tasks can free up your mind while keeping you in control
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Divorce is an emotionally charged experience that impacts over 670,000 American couples every year. It’s also a costly process. An uncontested DIY divorce costs between $500 and $1,500 in filing and service fees. When lawyers get involved, the divorce process alone can cost $50,000 or more. While not every couple will pay as much, the real financial costs only
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Since 1874, the S&P 500 has climbed in the year following 32 of the last 38 midterm elections, gaining an average of 14%, according to a Motley Fool analysis of election-year stock market history. Neither how many seats the president’s party loses in Congress nor which party ends up running Washington afterward has been closely
Continue ReadingNearly 45% of U.S. adults, and two-thirds of active investors, say financial stress or anxiety directly shapes how they invest, according to the Motley Fool’s 2026 Financial Stress and Investing Survey. The effects include avoiding the stock market entirely, panic-selling during downturns, and obsessively checking portfolio balances. Financial stress is widespread. Conducted on April 21, 2026,
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While taking out a new personal loan can help you consolidate high-interest debt, improve your cash flow, or achieve another goal, it can also affect your credit score. Applying for a personal loan affects your credit score at two separate moments: the hard inquiry when you submit an application, and the new account itself once
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